"Last Updated" 2025-08-23
TERMS AND CONDITIONS
1. Overview
Welcome to www.ibssp.com and thank you for using our Services.
1.1 Services
IBSSP® provides Services based on a variety of initial public offerings that are listed, but not limited to the following Stock Exchanges: Australian, Bolsas y Mercados Españoles, Bolsa Italiana, Deutsche Boerse, Euronext Amsterdam, Euronext Brussels, Euronext Paris, London, Mexican, Nasdaq, New York, OTC, Shenzhen, Six Swiss, Taiwan, Toronto, Tokyo and their associated currencies Australian Dollar (AUD), British Pound Sterling (GBP), Canadian Dollar (CAD), Chinese Yuan (CNY), Euro (EUR), Japanese Yen (JPY), Mexican Peso (MXN), New Taiwan Dollar (TWD), Swiss Franc (CHF), US Dollar (USD) as equity Stocks or American Depositary Receipts.
2. Acceptance of Terms and Conditions
These Terms and Conditions (or "Terms") govern your use of our service (or “Services”) accessible through our website www.ibssp.com ("Website"), by accessing, purchasing, and using IBSSP® (also referred as “IBSSP”, “Us”, “We” or “Our”) Services or Website, you (also referred as “You”, “Your”, “Customer”, “User”, “Users” being any individual or entity using our Services or Website) agree to comply and be bound by these Terms. If you do not agree with these Terms, refrain from using our Services or Website.
2.1 Description of Services
IBSSP provides research and analysis Services designed for informational purposes only; this means that the information accessed on our Website and inside the documents or files obtained as a result of purchasing our Services are intended to be a general overview of the financial markets, and should not be considered as personalized financial advice or recommendations. It's essential to recognize that the information on our Website is intended for general knowledge, Users should not rely solely on the information included in our Services or Website to make financial decisions.
By accessing our Website, you agree to identify and hold harmless IBSSP and its affiliates, employees, licensors, and providers, with no liability for any financial losses, damages, claims and expenses, including but not limited to attorneys' fees incurred as a result of using our Services and Website or by you violating these Terms.
IBSSP research and analysis Services include the following information:
- News and research of financial markets
- Financial resources and trends
- Forward-looking projections
- Analysis of financial data
These elements are compiled and presented in various report formats, including:
Synthesis Reports
Comprehensive overviews that integrate key market insights, trends, and financial data into a concise, forward-looking narrative.
Valuation Reports
Independent assessments of intrinsic stock value using proprietary models and methodologies, with a commitment to transparency.
Consulting Reports
Tailored analyses addressing specific client queries or strategic needs, offering customized insights beyond standard report structures.
3. Changes to Terms and Conditions
IBSSP reserves the right to modify these Terms and Conditions at any time without prior notice. Any changes to these Terms and Conditions will be effective immediately upon posting on our Website.
3.1 Notification of changes
IBSSP will notify Users of any changes to these Terms and Conditions by posting the revised Terms and Conditions on our Website. IBSSP may also, send an email to Users notifying them of the changes (if applicable).
3.2 User's agreement to changes
By continuing to use our Services or Website after the revised Terms and Conditions have been posted, Users agree to be bound by the revised Terms and Conditions.
3.3 Staying informed about updates
Users are encouraged to regularly review these Terms and Conditions to stay informed of any changes. The most up-to-date version of these Terms and Conditions will always be posted on our Website at the top of this page as “Last Updated”
4. Disclaimer of warranties and limitations of liabilities
A. Informational purposes only
Users agree the Services provided by IBSSP are for informational purposes only and should not be considered as personalized investment advice; are not a substitute for professional financial advice.
B. No guarantee of accuracy or completeness
IBSSP provides its research and analysis Services on an "as is" and "as available" basis without any warranties, express or implied. This means that IBSSP does not make any guarantees about the accuracy, completeness, or reliability of the information provided on our Website.
C. Risks and volatility
Investing in the Stock Market involves risks, and the value of investments can fluctuate, leading to potential losses. Investors should carefully consider their risk tolerance and investment objectives before making any financial decisions.
D. Disclaimer of financial responsibility & not an offer or solicitation
IBSSP is not a financial advisor and does not provide financial advice or investment recommendations, nor an offer or solicitation to buy or sell any securities.
E. IBSSP not liable for User actions or decisions
The Services contain forward-looking projections that involve inherent risks and uncertainties. Actual results may differ materially from these expectations due to various factors outside our control.
The stock market is subject to various factors that can impact stock prices, including economic conditions, geopolitical events, and market sentiment. These fluctuations can be significant and may not always align with our projections.
IBSSP is not liable for any actions or decisions that Users make based on the information included in our Services or Website. Users are solely responsible for their financial decisions and should consult with a qualified financial advisor before making any investment decisions.
F. Exclusion of warranties
You agree that IBSSP may use your feedback to improve Service development. At our request, you will provide us with comments that we may use publicly for marketing purposes. Any intellectual property created through your feedback or use of the Beta Services will be owned exclusively by IBSSP. To the fullest extent permitted by law, IBSSP disclaims all warranties, statutory, express, or implied, with respect to Beta Services, including, but not limited to, any implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement.
G. Conflict of interest
IBSSP has no business or financial relationships with any of the companies mentioned in the Services purchased by Users; if any potential conflicts of interest are identified, they will be disclosed before the purchase in the description section and inside the documents or files obtained from our Website.
H. Limitation of liability to the extent permitted by law
To the maximum extent permitted by law, IBSSP shall have no liability whatsoever for any damages, losses, claims, or expenses of any kind, whether direct, indirect, incidental, consequential, or otherwise, arising out of or in connection with the use of our Services or Website. Users acknowledge and agree that IBSSP does not assume any liability beyond what is strictly required by applicable law regarding a Limited Liability Company.
I. Regulatory compliance
To use the Services provided by IBSSP, Users must meet eligibility requirements under applicable law. By using our Services, you represent and warrant that you meet these eligibility requirements and that all information you provide is accurate and complete.
J. Copyright protection
This Website, along with any associated charts, graphs, or written content, is protected by copyright law; only available on www.ibssp.com. Reproduction or redistribution in whole or in parts is prohibited. Acceptance of these Terms is applied by default for Third Party Users (referred to as “Participants”) meaning individuals, organizations or any type of entity that used our Services or Website, in addition Third Party Users and Users acknowledge and agree that they possess neither inherent nor granted rights, title, or interest in any intellectual property, proprietary information, or content provided by IBSSP and expressly understand and agree to waive, release, and cease any claims, demands, or legal actions against IBSSP related to the use, ownership, or rights associated with the provided Services. Third Party Users are considered unauthorized to use our Services.
5. Privacy Policy
5.1 Reference to the IBSSP Privacy Policy
IBSSP respects the Privacy of its Users and is committed to protecting their personal information. Refer to the IBSSP Privacy Policy, available at www.ibssp.com/privacy-policy for detailed information about how IBSSP collects, uses, and discloses personal information.
5.2 User acknowledgment of the Privacy Policy
By using the IBSSP Website, Users acknowledge that they have read and understood IBSSP Privacy Policy and agree to its Terms.
6. Fees and Payments
IBSSP may offer a variety of research and analysis Services, some of which may be free and others that may require payment. The specific fees for each Service will be clearly displayed on our Website.
6.1 Pricing information
Users can access the pricing information for each Service on our Website. IBSSP reserves the right to change its pricing at any time without prior notice. However, IBSSP will make the pricing visible for the Users before the purchase, therefore Users will be bound to accept or deny the transaction; once the purchase is finished Users are bound to these Terms and Conditions.
6.2 Payment methods
Our Website currently supports payments via major credit and debit cards, as well as various online payment processors. IBSSP reserves the right to add or remove payment options as needed. To maintain the highest levels of security and encryption, all transactions are processed through a trusted payment gateway. This ensures that your payments are handled directly by our secure processor, with no financial data processed or stored on our site. However, transaction details are stored by the payment processor, such as invoices for tax purposes.
6.3 Currency conversion
IBSSP charges in US dollars ($), by using a default payment method with a different currency, extra fees might appear on your bank statement, or the total amount might be different from the one you have seen when the payment was processed on our Website. Your bank or payment processor might see IBSSP as an international entity and cross-border fees might still apply even if you paid with the default currency in US dollars. IBSSP have no responsibility over these fees nor can’t refund them, for more information contact your bank or payment processor, to learn about how these fees might apply to you before making any transactions on our Website.
6.4 Billing, Invoicing, and Receipts
For each service you purchase, you will receive financial documentation as follows:
Invoice: An invoice is a commercial document issued by us to you, detailing the services you have requested and the corresponding fees payable. The invoice serves as a request for payment, outlining the services provided, the applicable charges, and the total amount due. Payment terms, including the due date and accepted payment methods, will be specified on the invoice.
Receipt: A receipt is a document issued by us to you as confirmation that payment for the services outlined in an invoice has been successfully received and processed. The receipt serves as proof of your completed payment.
note: Ensure all applicable business VAT details are added prior to completing your purchase, as they cannot be modified afterward.
6.5 Refunds
All the fees paid for our Services are non-refundable. This means that once you have paid for our Services, you will not be refunded your money, even if you do not use the Services.
By using our Services, you acknowledge and agree that you have read and understood this non-refundable policy.
This non-refundable policy is subject to change without notice. Review this policy periodically for any updates.
While refunds are not available, we are committed to ensuring your satisfaction. If you encounter any issues or have concerns regarding our Services, contact us at services@ibssp.com. We will make every effort to address and resolve your concerns promptly.
6.6 Chargebacks
We strive to provide excellent service and customer satisfaction. However, we understand that disputes may occasionally arise. This chargeback policy outlines our procedures for handling chargebacks and disputes.
Definition of a Chargeback
- A chargeback occurs when a customer contacts their card issuer to dispute a charge from IBSSP. The card issuer temporarily withdraws the funds from our account, and the business is required to respond to the dispute.
Eligibility for Chargebacks
Users may file a chargeback for reasons including, but not limited to:
- Unauthorized Transaction: If the customer claims that the transaction was fraudulent or unauthorized.
- Duplicate Charges: If the customer was charged multiple times for the same service. Before Filing a Chargeback
- We encourage Users to first contact us to resolve any issues before initiating a chargeback. Our team is available at payments@ibssp.com and can often address concerns faster than going through the chargeback process.
Response to Chargebacks
Upon receiving a chargeback notification, we will investigate the issue and provide evidence, such as:
- Proof of service delivery (e.g., work reports, logs, communications).
- Transaction records (e.g., invoices, receipts).
- Any correspondence with the customer regarding the disputed service.
- Our goal is to resolve disputes fairly and promptly.
Non-Refundable Services
Some services may be non-refundable after they are rendered. These include:
- Completed digital services or reports.
- Such services are not eligible for a refund once provided, unless otherwise stated in these Terms.
Chargeback Fees
- If a chargeback is filed and found to be invalid, IBSSP reserves the right to charge a fee to cover administrative and processing costs. This fee will be deducted from the refunded amount or billed separately, depending on the situation.
Potential Consequences of Chargebacks
Repeated chargebacks or unjustified disputes may result in but not limited to:
- Suspension of Services.
- Termination of User accounts.
Dispute Resolution Process
To avoid chargebacks, we strongly encourage you to follow this process to resolve any service-related issues:
Step 1: Contact us – Reach out to our customer service team at payments@ibssp.com within 14 business days of receiving the service if there is an issue.
Step 2: Provide documentation – Provide any supporting evidence or information that will help us address your concern.
Step 3: Resolution – We will investigate the issue and provide a solution within 14 business days.
Chargeback Process Timeline
- The typical chargeback process takes up to 60-90 days, depending on the card issuer and nature of the dispute. IBSSP will provide updates throughout the investigation and work to resolve the matter efficiently.
Any disputes that arise from a chargeback will be handled in accordance with the Terms outlined in this section.
7. User conduct
IBSSP is committed to providing a safe and secure environment for its Users. To maintain this environment, IBSSP has established clear guidelines for User conduct and acceptable use of our Services or Website.
7.1 Prohibited actions
Users are prohibited from engaging in the following activities while using our Services or Website:
- Using the Services or Website for any illegal or unauthorized purposes.
- Infringing the intellectual property rights of any third-party.
- Posting or transmitting any material that is harmful, threatening, offensive, or defamatory.
- Disclosing the personal information of any other User.
- Attempting to gain unauthorized access to any other User account.
- Using any automated or robotic tool to access or interact with the Services or Website.
Using the Services or Website in a way that could damage, disable, or overburden the Services or Website, interfering with the use or enjoyment of the Services or Website by any other User.
7.2 Consequences of violating Terms
IBSSP may take any, but limited to the following actions if a User violates these Terms and Conditions:
- Issue a warning to the User.
- Suspend or terminate the User account.
- Remove or restrict access to content that violates these Terms and Conditions.
7.3 Reporting of violations
If you see any behavior that violates these Terms and Conditions, report it to IBSSP via compliance@ibssp.com. IBSSP will investigate all reported violations and take appropriate action.
Additional Notes
IBSSP may monitor User activity on our Website without notice.
8. User responsibilities
8.1. Accurate and truthful information
Users are responsible for providing accurate and truthful information to IBSSP when creating an account (if applicable) or purchasing our Services.
8.2 Compliance with law and regulations
Users are responsible for complying with all applicable laws and regulations when using our Services or Website. This includes, but is not limited to, law and regulations governing data privacy, and intellectual property.
8.3 Use of Services at User own risk
Users acknowledge that they are using our Services or Website at their own risk.
8.4 Confidentiality of login credentials (if applicable)
Users are responsible for maintaining the confidentiality of their login credentials. This includes not sharing their login credentials with anyone else and taking appropriate steps to protect them from unauthorized access.
9. Termination of services
IBSSP reserves the right to terminate User access to our Services or Website for any reason, including, but not limited to, violation of these Terms and Conditions.
9.1 Grounds for termination
Users that fail to comply with “User Responsibilities” will result in termination of User access to our Website.
IBSSP reserves the right to suspend or terminate a User account for any reason, including, but not limited to:
- Failure to provide accurate and truthful information.
- Non-compliance with law and regulations
- Use of Services for fraudulent or illegal purposes
- Unauthorized access to another User account
- Engaging in behavior that is harmful to IBSSP or its other Users.
- Sending unsolicited or commercial emails, also known as spam, to other Users
9.2 IBSSP right to suspend or terminate Services.
IBSSP may suspend or terminate a User account without prior notice if IBSSP believes that such action is necessary to protect the safety and security of its Users or to prevent harm to IBSSP or its business.
9.3 Consequences of termination
Upon termination of a User account, the User access to the Services or Website will be immediately revoked. The User will lose access to all data and content associated with their account. IBSSP may also, at its discretion, delete data and content associated with the terminated account, based on our Privacy Policy.
9.4 No spam policy
IBSSP does not tolerate spam. Users are prohibited from sending unsolicited or commercial emails to other Users. If IBSSP determines that a User is violating this policy, IBSSP may terminate the User account or access on our Website.
10. Governing Law and dispute resolution
10.1 Dispute resolution process
In the event of a dispute arising from these Terms and Conditions and the use of our Services or Website, the parties agree to attempt to resolve the dispute amicably through negotiation at compliance@ibssp.com. If the parties are unable to resolve the dispute amicably, the dispute shall be submitted to binding arbitration in accordance with the rules of the ECC (commission.europa.eu) for customers inside European Union and ODR (ec.europa.eu) for customers outside European Union in order to resolve disputes in an efficient and convenient manner without going to Court.
10.2 Applicable law
Any legal disputes arising from these Terms and Conditions and the use of our Services or Website shall be governed by and construed in accordance with the law of the State and County associated with IBSSP location of registration, without regard to its conflict of law principles.
10.3 Jurisdiction
Any legal action, suit, or proceeding arising out of or relating to these Terms and Conditions and the use of our Services or Website shall be brought exclusively in the Courts of the State and County associated with the location of IBSSP business registration, and the parties hereby consent to the exclusive jurisdiction and venue of such Courts; for details: compliance@ibssp.com
10.4 Business details IBSSP is a limited liability company, the following information discloses the registration: Company name IBSSP LLC; Fiscal Code 50831804; Trade Register J2024038523003; Nace Financial 7022; EUID ROONRC.J2024038523003
11. Intellectual Property Rights
IBSSP owns all intellectual property rights on our Website, content, and Services, including, but not limited to, trademarks, copyrights, and patents. This means that IBSSP has the exclusive right to use, reproduce, distribute, modify, and create derivative works of its intellectual property.
11.1 Ownership of content and materials
Contents and materials on our Website, including, but not limited to, text, images, audio, and video, are the property of IBSSP or its licensors. Users are prohibited from copying, distributing, modifying, or creating any derivative works of the content and materials received from our Services.
11.2 Restrictions on use of IBSSP intellectual property
Users are prohibited to distribute IBSSP intellectual property for any commercial or non-commercial purposes. This includes, but is not limited to, using IBSSP trademarks in connection with any Services, or using IBSSP copyrighted material to create derivative works unless otherwise stated in the specific document.
12. Contact information
12.1 How to contact IBSSP
IBSSP welcomes your questions or feedback.
Email: contact@ibssp.com
We are available to assist you with any questions you may have.
13. Miscellaneous
13.1 Waiver
The failure of either party to enforce any provision of these Terms and Conditions shall not be construed as a waiver of such provision or the right to enforce it at a later time. No waiver by IBSSP of any right, term, or provision under these Terms will be deemed a waiver of any other right, term, or provision at the time of such waiver or a waiver of that or any other right, term, or provision at any other time. The scope of this waiver is limited to the specific right, term, or provision at hand and does not extend to any other rights, terms, or provisions, either contemporaneously or in the future.
13.2 Severability
If any provision of these Terms and Conditions is held to be invalid or unenforceable, such provision shall be struck from these Terms and Conditions, the remaining provisions shall continue to remain valid in full force and effect, enforceable to the fullest extent permitted by law.
13.3 Assignment of rights and obligations
The User acknowledges and agrees that it shall not assign, transfer, or delegate any of its rights or obligations arising under these Terms and Conditions. This prohibition applies to both the rights granted to the User and the obligations imposed upon them within the scope of this agreement. Any attempted assignment, transfer, or delegation in contravention of this provision shall be deemed null and void.
14. Entire Agreement
These Terms and Conditions (or "Terms") constitute the entire agreement between IBSSP®, (also referred as “IBSSP”, “Us”, “We” or “Our”) and you (also referred as “You”, “Your”, “Customer”, “User”, “Users” being any individual or entity using Our Services) with respect to the use of our website www.ibssp.com ("Website") and the service (or "Services") provided by IBSSP. Any prior or contemporaneous communications or agreements, whether oral or written, are hereby superseded by these Terms and Conditions.
15. Resume
By continuing to use our Services or Website, you acknowledge and agree to these Terms outlined in this document.
We appreciate your trust,
IBSSP